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Terms and Conditions

The following terms and conditions (collectively, these "Terms and Conditions") apply to your use of and any content involving Hello Great Credit (Herein referred to as HGC), including any content and/or printed material, functionality and services offered on or via (the "Website").

Please read the Terms and Conditions carefully before you start using HGC, because by using the Website you accept and agree to be bound and abide by these Terms and Conditions.

These Terms and Conditions are effective as of [7/12/2021]. We expressly reserve the right to change these Terms and Conditions from time to time without notice to you. You acknowledge and agree that it is your responsibility to review this Website and these Terms and Conditions from time to time and to familiarize yourself with any modifications. Your continued use of this Website after such modifications will constitute acknowledgement of the modified Terms and Conditions and agreement to abide and be bound by the modified Terms and Conditions. By using our website, you agree to opt-in for Text and Push notices from Hello Great Credit.

Conduct on Website

Your use of the Website is subject to all applicable laws and regulations, and you are solely responsible for the substance of your communications through the Website. These Terms and Conditions were created by Terms Conditions Template and the Privacy Policy Generator. By posting information in or otherwise using any communications service, chat room, message board, newsgroup, software library, or other interactive service that may be available to you on or through this Website, you agree that you will not upload, share, post, or otherwise distribute or facilitate distribution of any content including text, communications, software, images, sounds, data, or other information that:

  1. Is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts (including but not limited to sexual language of a violent or threatening nature directed at another individual or group of individuals), or otherwise violates our rules or policies

  2. Victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability

  3. Infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party

  4. Constitutes unauthorized or unsolicited advertising, junk or bulk email (also known as "spamming"), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling

  5. Contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party

  6. Impersonates any person or entity, including any of our employees or representatives

We neither endorse nor assume any liability for the contents of any material uploaded or submitted by third party users of the Website. We generally do not pre-screen, monitor, or edit the content posted by users of communications services, chat rooms, message boards, newsgroups, software libraries, or other interactive services that may be available on or through this Website.

However, we and our agents have the right at their sole discretion to remove any content that, in our judgment, does not comply with these Terms of Use and any other rules of user conduct for our Website, or is otherwise harmful, objectionable, or inaccurate. We are not responsible for any failure or delay in removing such content. You hereby consent to such removal and waive any claim against us arising out of such removal of content.

You agree that we may at any time, and at our sole discretion, terminate your membership, account, or other affiliation with our company or site without prior notice to you for violating any of the above provisions.

In addition, you acknowledge that we will cooperate fully with investigations of violations of systems or network security at other sites, including cooperating with law enforcement authorities in investigating suspected criminal violations.

Intellectual Property

By accepting these Terms and Conditions, you acknowledge and agree that all content presented to you on this Website is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws, and is the sole property of HGC.

You are only permitted to use the content as expressly authorized by us or the specific content provider. Except for a single copy made for personal use only, you may not copy, reproduce, modify, republish, upload, post, transmit, or distribute any documents or information from this Website in any form or by any means without prior written permission from us or the specific content provider, and you are solely responsible for obtaining permission before reusing any copyrighted material that is available on this Website.

Third Party Websites

This Website may link you to other sites on the Internet or otherwise include references to information, documents, software, materials and/or services provided by other parties. These websites may contain information or material that is different from ours here on HGC's website. If you find some things that are inappropriate or offensive, please leave the site immediately and bring it to our attention so we can investigate it.

These other websites and parties are not under our control, and you acknowledge that we are not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites, nor are we responsible for errors or omissions in any references to other parties or their products and services. The inclusion of such a link or reference is provided merely as a convenience and does not imply endorsement of, or association with, the Website or party by us, or any warranty of any kind, either express or implied.

Disclaimer of Warranties, Limitations of Liability and Indemnification

Your use of HGC is at your sole risk. The Website is provided "as is" and "as available". We disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement.

We are not liable for damages, direct or consequential, resulting from your use of the Website, and you agree to defend, indemnify and hold us harmless from any claims, losses, liability costs and expenses (including but not limited to attorney's fees) arising from your violation of any third-party's rights. You acknowledge that you have only a limited, non-exclusive, nontransferable license to use the Website. Because the Website is not error or bug free, you agree that you will use it carefully and avoid using it ways which might result in any loss of your or any third party's property or information.

User/Member understands that HGC is involved in a Members Only Credit SuSu, which is an Affiliated Money Savings group which each Member could earn monies by signing up new Members and having themselves and the Member that they sign up using the Services that we offer each Member upon following the Rules and Regulations of the program.

Terms and Conditions

These Terms and Conditions will become effective in relation to you when you create a HGC account or when you start using HGC and will remain effective until terminated by you or by us. HGC reserves the right to terminate this Terms and Conditions or suspend your account at any time in case of
unauthorized, or suspected unauthorized use of the Website whether in contravention of this Terms and Conditions or otherwise. If HGC terminates this Terms and Conditions, or suspends your account for any of the reasons set out in this section, HGC shall have no liability or responsibility to you. By completing the Registration form, you are consenting that you have read and agree to all of the terms and conditions stated here in the Terms and Conditions.


HGC may assign this Terms and Conditions or any part of it without restrictions. You may not assign this Terms and Conditions or any part of it to any third party.

Governing Law

These Terms and Conditions and any dispute or claim arising out of, or related to them, shall be governed by and construed in accordance with the internal laws of the state of South Carolina and within the state that they reside without giving effect to any choice or conflict of law provision or rule. Any legal suit, action or proceeding arising out of, or related to, these Terms of Service or the Website shall be instituted exclusively in the federal courts of South Carolina.

Compensation and Payouts


User understands that once you sign up to become an HGC Member, you will be compensated upon using our HGC and for signing up for and using signing up new Members and for you  or "your" Members that you personally sign up for said services; such as, our Credit Repair or Credit Building services or any other services that we provide, like, our Tax, Financial or Home Buying services. Each Member agree to abide by the Rules and Regulations of the program as listed under this section. Each Member of each Cycle has to pay-in a Cycle Re-Entry Fee for their selected Level each month until each Member of their Cycle has been paid-out or if you as a Member bring in 4 people within a Cycle month that joins to become a Member of your Group Cycle or at a higher Level, then your Cycle Re-Entry Fee will automatically be paid from those new Members joining.


Marketing and Advertising

All advertising and/or posting will need to be approved by HGC before you can post them. This is in an effort to make sure that we are following any and all applicable laws and regulations. Once you send any advertisements or posting to us for approval, we will send you and authorized approval form to be signed before starting your advertising campaign. Agent/Ambassador understands that this must be done before any and all advertising campaigns and does not hold HGC nor any of its affiliates liable for if you as a Member when you do not comply to these terms and conditions. Member assumes any and all responsibility for their actions or lack thereof for not following these Terms and Conditions. Member also agrees that if HGC and/or its affiliates should have to take said Member to court, Member will be responsible for paying all court and attorney costs.

Member agrees that by using our site and/or becoming a Member of HGC and by using any of the services offered by HGC, that he or she have read and do hereby agree to all of the terms set forth in this agreement. Please note: by using our website, you agree to opt-in for Text, Email and Push Notices from Hello Great Credit.

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